Running an animal shelter is not for the faint of heart (or nose). As often as you oversee happy endings for pets and families, you have to care for animals it seems no one wants, which can be emotionally devastating. Just as important, though, is the potential financial impact on your business one accident or unhappy customer can have.
Dog bites, over-eager animals that trip a visitor, and other occupational risks can cost you more than an adoptive owner. They can trigger lawsuits against your shelter that cost thousands of dollars to defend. The good news is that liability insurance can protect animal shelters from much of the financial chaos that comes with lawsuits. Because it can pay for the legal costs associated with defending against a suit, liability insurance can mean the difference between financial stability and insolvency for small shelters.
Below are some of the insurance policies that are most often useful for small animal shelters.