Hospice Liability Insurance
Business Insurance for Hospice, Residential Home Care Services, Senior Care, and other Palliative Care Nonprofits

Palliative care nonprofits (including hospices, residential home care services, senior care centers, and others) provide support and care to people in need. But as with any business that deals with ailing people and those at the end of life, palliative care providers face the unique liability exposures that come from treating patients and dealing with their families. Such treatments can be stressful, which can make emotions run high – ideal conditions for small misunderstandings to escalate into lawsuits.

While being sued is never ideal, hospices and senior care providers can prevent a lawsuit from turning into a financial disaster by carrying liability insurance. By covering many of the costs associated with lawsuits (including attorneys’ fees and settlements or judgments), insurance can offer a measure of financial stability when the worst happens.

For details about how residential home care service providers and other palliative care nonprofits can benefit from various types of insurance, read about popular coverages below.

Directors and Officers Insurance for Not-for-Profit Hospices, Residential Home Care Professionals, and End-of-Life Care Organizations

Directors and Officers Insurance (also called D&O Insurance) protects your board of directors and other corporate officers when someone claims they…

• Were negligent in their official duties.
• Harassed or wrongfully terminated employees.
• Misused money.

These lawsuits are particularly tricky because board members are sometimes asked to pay for their own legal defense. If you don’t have D&O insurance, you may be put in this unfortunate situation.

D&O Insurance reassures board members that your organization will protect their professional liabilities. By doing so, your organization will look more attractive to prospective board members down the road.

If an employee sues a board member for sexual harassment, your D&O Insurance can pay for their legal costs and any expensive judgment the court awards.