Church Insurance Quotes
How Much Is Business Insurance for Churches?

Whether you’re running a church, synagogue, mosque, or any other house of worship, one thing is certain: nonprofit insurance can help protect your organization, its members, and its assets. But like any other nonprofit, houses of worship may not have much wiggle room in their budgets. Fortunately, the basic business insurance policies can be pretty affordable.

Insurance costs depend on your organization’s size, location, and other factors, but these sample quotes can give you an idea of what a typical church pays for nonprofit business insurance.

Note: These sample quotes represent the median costs for coverage. Your actual premiums may vary.

HOW MUCH IS
General Liability Insurance?

What Does General Liability Insurance Cost?

Houses of worship have basic liabilities just like any for-profit organization, and General Liability Insurance helps address these risks. General Liability may offer coverage for third-party lawsuits over bodily injuries, property damage, and reputational injuries. For example, if a visitor is hurt on your church’s premises, this policy may cover medical expenses or the subsequent lawsuit. If you damage a third party’s car during a fundraising carwash, GL may cover the claim.

General Liability Insurance typically costs $425 to $500 for a church or similar entity.

Average Premiums, Deductibles, and Limits on General Liability Insurance Policies for Churches and Other Houses of Worship
Policy Element USD

Median premium:

$425 to $500

Per-claim limit:

$1 million

Aggregate limit:

$2 million

Median deductible:

$0

HOW MUCH IS
a BOP?

What Does a Business Owner’s Policy Cost?

Though they operate as nonprofits, churches and houses of worship can still qualify for a Business Owner’s Policy. BOPs combine General Liability and Property Insurance into one bundle, offering lower premiums than what you’d pay for the two policies separately.

BOPS typically cost $750 for a church or similar entity.

Average Premiums, Deductibles, and Limits on Business Owner’s Policy for Churches and Other Houses of Worship
Policy Element USD

Median premium:

$750

Per-claim limit:

$1 million

Aggregate limit:

$2 million

Median deductible:

$500

How to Get Free Church Insurance Quotes

Fill out online insurance application for free quotes tailored to the needs of your church, synagogue, mosque, or other religious organization.

Grab-n-Go Information

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