Community Center Insurance Rates
How Much Is Insurance for Community Centers and Youth Centers?

Community and youth centers help neighborhoods across America flourish, but these organizations take on some risk in order to assist others. Fortunately, insureon agents can help your community center find the insurance policies that protect its assets and its workers.

While costs vary from center to center, the sample quotes below can give you an idea of what a typical community center pays for nonprofit business insurance.

Note: Sample quotes represent the median costs for coverage. Actual premiums may vary.

HOW MUCH IS
General Liability Insurance?

What Does General Liability Insurance Cost?

General Liability Insurance offers coverage for basic liabilities any community or youth center has. This coverage may provide funds for third-party lawsuits over bodily injuries, property damage, or reputational injuries. For example, if a kid is hurt at your youth center and the parents sue, this policy may offer coverage for your lawsuit expenses.

General Liability Insurance typically costs $620 for community and youth centers.

Average Premiums, Deductibles, and Limits on General Liability Insurance Policies for Community Centers and Youth Centers
Policy Element USD

Median premium:

$620

Per-claim limit:

$1 million

Aggregate limit:

$2 million

Median deductible:

$0

HOW MUCH IS
a BOP?

What Does a Business Owner’s Policy Cost?

A Business Owner’s Policy (BOP) bundles General Liability and Property Insurance together, often at a discounted rate. Ask your insurance agent whether your community or youth center is eligible for this package.

BOPs typically cost $800 for community centers and youth centers.

Average Premiums, Deductibles, and Limits on Business Owner’s Policies for Community Centers and Youth Centers
Policy Element USD

Median premium:

$800

GL per-claim limit:

$1 million

GL aggregate limit:

$2 million

Property limit:

Varies

Median deductible:

$500

Get Free Community / Youth Center Insurance Quotes

Interested in covering your center with these insurance policies? Fill out an online insurance application to get free quotes sent right to your inbox.

Grab-n-Go Information

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