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When do nonprofits need Special Event Insurance?

Q: When do nonprofits need Special Event Insurance?

A: In a nutshell? When they’re having a special event!

More specifically, when a nonprofit is hosting or sponsoring an event that involves activities or a location that is different from its usual activities or location, it can purchase a Special Event policy.

Events such as walks, runs, carnivals, dances, telethons, and dinners can be great fundraising opportunities, but they come with their own set of risks. To protect your nonprofit in case something goes wrong, Special Event Insurance may offer coverage for:

Special Event Insurance can be customized to fit the needs of your event. They can be for a one-time fundraiser or they may be able to cover each event that your organization holds in a given year. Your insurance agent can help you determine which risks are most likely and what coverage you may want included.

It’s also important to talk with your agent about setup and takedown time, too. Injuries and property damage are just as likely to occur during these times as they are during the actual event, so ensure your policy can offer coverage for this timeframe.

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