As the owner of your own non-profit organization or social services business, you have a lot on your plate. From recruiting...
Non-profits and social service organization know that planning and passion can make or break a startup.
Non-profits and social service providers know that business insurance is a necessity for
We offer a variety of insurance coverage types specifically designed for nonprofits and social services providers.
General Liability Insurance protects your business from claims made by third parties for property and personal damages. If a worker or volunteer gets hurt on your property or as a result of your operations, they may file a suit against your business, leading to significant financial losses as a result from the claim. General Liability Insurance is an excellent way to prevent your business from such claims to allow your business to continue to operate.
General Liability Insurance pays for defense costs in the event that these claims lead to litigation. This coverage also includes income you lose during the time you spend in court as well as reimbursement for court-related fees.
The level of risk associated with your business depends on the nature of your operations, but your clients may require that you carry General Liability Insurance, largely because it is one of the most comprehensive packages for your defense in an unfortunate event or accident. Coverage will apply to not only employees and volunteers, but also may include special events and fundraisers.
Contact us now for competitive quotes from top-rated insurance carriers.
Professional Liability Insurance, also known as Errors and Omissions Insurance, will protect you against claims of negligence regarding your operations. If your nonprofit organization or social services company gives advice or counseling services to clients, this coverage will protect your business against any adverse consequences as a result of the information given.
If a suit is brought against you as a result of your operations, your Professional Liability Insurance pays for your legal defense, income lost while you are in court, and other expenses. In the event of a settlement, your coverage will also compensate your client on your behalf. Be sure that you and your nonprofit are protected with our Professional Liability Insurance coverage.
Depending on the nature and classified risk of your nonprofit or social services business, you may qualify for a comprehensive package policy, including Property and General Liability coverage, otherwise known as a Business Owner’s Policy or BOP. The BOP package policy includes General Liability Insurance and Property Insurance.
The BOP package can save your company money and provide more comprehensive coverage to meet your needs. Contact us to see if your business qualifies for the BOP or to secure a competitive quote!
In the unfortunate event that one of your employees is injured on the job or suffers a work-related illness, you will need Workers’ Compensation Insurance to cover any medical expenses and lost wages. Depending on the nature of your nonprofit operation, your employees may be at higher risk for injury at work, in which case purchasing Workers’ Compensation coverage is in the best interest of both you and your employees.
In addition to the specific risks faced by your team, some states may have specific guidelines regarding coverage. Be sure to check your laws governing Workers’ Compensation requirements. The nonprofit and social services insurance experts at insureon can answer any questions regarding state Workers’ Compensation coverage laws. Contact us now for a competitive quote!
A critical component for the success and operation of a nonprofit organization is the executive board. Their actions dictate the direction of the company, and its importance may necessitate coverage in the event of any allegation of misdirection or mismanagement. Directors and Officers Insurance covers the “intentional” actions and errors of certain board members that may negatively affect the operations of the business.
Coverage may also include employment-related actions, including discrimination, harassment, and hiring decisions as well as legal defense for these claims. Although improper management is unfortunate and every organization wants to prevent situations such as this, Directors and Officers Insurance is a safe and effective way to cover the organization for any leadership errors.
Contact us now for competitive quotes from top-rated insurance carriers!
insureon provides customized insurance coverage for the following nonprofit and social services businesses…
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